Renters Insurance in Kokomo, IN
If you’re living in a rental, your landlord’s policy doesn’t typically cover your personal property and liability. If you’re a renter looking for a new policy or you want to review your current coverage, Crume-Evans Insurance is ready to assist you.
What Does it Cover?
While specifics vary depending on the insurer, a standard renters insurance policy may cover the following:
- Your personal property, such as appliances, furniture and clothes, if they are damaged by fire, theft, vandalism or certain natural disasters
- Related expenses if you’re held liable for inflicting damage to someone else’s property or a guest getting injured while in your rental home
- Meals, shelter and other necessities if you’re forced to temporarily move out of your rental home due to a covered occurrence
Is it Required?
While renters insurance is not required in Indiana, your landlord or rental company may ask for proof of coverage before issuing a lease. Regardless of requirements, it’s important that you carry your own renters policy in case of unforeseen incidents.
How Much Does a Policy Cost?
The cost of a renters insurance policy may depend on the following factors:
- Location
- Type of residence
- Claims history
- Coverage limits
Bundling multiple policies or installing safety alarms and security systems in your home may help you save on premiums.
Get Covered Today
If you want to explore your renters insurance options, we’re here to help. Contact Crume-Evans Insurance to request a no-obligation quote.