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May 29, 2024
Crume-Evans Insurance

Understanding Auto Insurance Deductibles 

Understanding auto insurance deductibles is crucial and helps you know what to expect in the event of an accident. A deductible is the money you’ll pay toward an applicable covered claim. For instance, if your deductible is $500 and your vehicle costs $2,500 to repair following an accident, you’ll pay the first $500, and your insurance company […]
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March 26, 2024
Crume-Evans Insurance

What Is Replacement Cost? 

When it comes to insurance, especially property insurance, the term replacement cost often emerges in discussions. But what exactly does it mean, and why is it crucial for policyholders to understand? What is it? Replacement cost refers to the amount of money it would take to replace or repair damaged property with items of similar […]
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February 13, 2024
Crume-Evans Insurance

How Surcharges Affect Auto Insurance 

How do surcharges affect my auto insurance? When you’re behind the wheel, every decision counts. In the aftermath of a car accident, if you’re found at fault or have been ticketed for a driving violation, you might find your insurance premiums climbing. This increase may come in the form of a surcharge, an additional fee […]
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January 30, 2024
Crume-Evans Insurance

Tips on Making Sure All Your Assets are Protected 

Owning a home is a significant investment, and it’s crucial to ensure that your assets are protected. Homeowners insurance plays a vital role in safeguarding your property, belongings, and financial well-being. Here’s a comprehensive guide on how to make the most of your homeowners insurance to secure your assets. Understanding policy coverage: Begin by thoroughly […]
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November 30, 2023
Crume-Evans Insurance

What Does Farm Equipment Insurance Cover?

Farming is a vital industry that requires a substantial investment in equipment and machinery. To protect this investment, farmers often obtain farm equipment insurance. This specialized type of insurance offers coverage for a wide range of farming equipment, ensuring that farmers can continue to operate their businesses even in the face of unexpected challenges. What […]
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September 19, 2023
Crume-Evans Insurance

What Are Some Common Insurance Risks for Truckers

Driving a truck for a living presents unique challenges, risks and responsibilities that can significantly impact your livelihood and safety. At Crume-Evans Insurance Service in Kokomo, Indiana, we are committed to helping you navigate the complexities of trucking insurance. Understanding the most common risks you’ll face on the road is the first step towards safeguarding […]
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July 24, 2023
Crume-Evans Insurance

Do Small Businesses Need Cyber Liability Insurance?

Cyber risks have become significant issues for many organizations to address. Increased use of technology in many workplaces has helped to streamline operations and spur innovation, but such advancements may also create new exposures or exacerbate previously existing ones. As your company continues to implement digital solutions and work in cyberspace, you should prioritize expanding […]
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April 20, 2023
Crume-Evans Insurance

Is Your Home Insured at the Correct Value?

Your homeowners insurance provides crucial financial protection if your home is damaged or destroyed. But if your house is underinsured, you could be left with costly out-of-pocket expenses that leave you unable to rebuild your house. For this reason, your home must be correctly valued. Contact Crume-Evans Insurance in Kokomo, Indiana, to learn if your […]
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January 18, 2023
Brett Petruzzelli

Trucking Safety

Truck drivers face unique risks on the road, and having proper insurance coverage can help provide crucial financial protection. Basic safety practices can help prevent accidents and incidents while keeping everyone on the road safer. Safety Tips for Truck Drivers According to the Federal Motor Carrier Safety Administration (FMCSA), truck drivers can do a few […]
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September 25, 2022
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
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