March 26, 2024
Crume-Evans InsuranceWhat Is Replacement Cost?
When it comes to insurance, especially property insurance, the term replacement cost often emerges in discussions. But what exactly does it mean, and why is it crucial for policyholders to understand? What is it? Replacement cost refers to the amount of money it would take to replace or repair damaged property with items of similar […]
February 13, 2024
Crume-Evans InsuranceHow Surcharges Affect Auto Insurance
How do surcharges affect my auto insurance? When you’re behind the wheel, every decision counts. In the aftermath of a car accident, if you’re found at fault or have been ticketed for a driving violation, you might find your insurance premiums climbing. This increase may come in the form of a surcharge, an additional fee […]
January 30, 2024
Crume-Evans InsuranceTips on Making Sure All Your Assets are Protected
Owning a home is a significant investment, and it’s crucial to ensure that your assets are protected. Homeowners insurance plays a vital role in safeguarding your property, belongings, and financial well-being. Here’s a comprehensive guide on how to make the most of your homeowners insurance to secure your assets. Understanding policy coverage: Begin by thoroughly […]
November 30, 2023
Crume-Evans InsuranceWhat Does Farm Equipment Insurance Cover?
Farming is a vital industry that requires a substantial investment in equipment and machinery. To protect this investment, farmers often obtain farm equipment insurance. This specialized type of insurance offers coverage for a wide range of farming equipment, ensuring that farmers can continue to operate their businesses even in the face of unexpected challenges. What […]
September 19, 2023
Crume-Evans InsuranceWhat Are Some Common Insurance Risks for Truckers
Driving a truck for a living presents unique challenges, risks and responsibilities that can significantly impact your livelihood and safety. At Crume-Evans Insurance Service in Kokomo, Indiana, we are committed to helping you navigate the complexities of trucking insurance. Understanding the most common risks you’ll face on the road is the first step towards safeguarding […]
July 24, 2023
Crume-Evans InsuranceDo Small Businesses Need Cyber Liability Insurance?
Cyber risks have become significant issues for many organizations to address. Increased use of technology in many workplaces has helped to streamline operations and spur innovation, but such advancements may also create new exposures or exacerbate previously existing ones. As your company continues to implement digital solutions and work in cyberspace, you should prioritize expanding […]
April 20, 2023
Crume-Evans InsuranceIs Your Home Insured at the Correct Value?
Your homeowners insurance provides crucial financial protection if your home is damaged or destroyed. But if your house is underinsured, you could be left with costly out-of-pocket expenses that leave you unable to rebuild your house. For this reason, your home must be correctly valued. Contact Crume-Evans Insurance in Kokomo, Indiana, to learn if your […]